How to Lower your Monthly Car Payment

Believe it or not it is totally possible to lower your monthly car payment. While some methods of lowering your payment might be obvious to Mesa shoppers, others could surprise even the most seasoned of drivers.

At Sullivan Motor Company Inc., we provide an expansive array of tools and practices that promote savings when shopping our local Gilbert-area, pre-owned vehicle dealership. And given our inventories, we take pride in delivering affordability.

Dealership Services to Utilize

We remain a well-rounded dealership when it comes to financing and lowering monthly car payments in the process. In this, our digital space is chock full of various features and tools leading the Chandler shopper to low car finance interest rates among other cost-saving measures. This proves we stand on the side of Scottsdale families when household budgets might be constrained.

For a closer examination of what every Gilbert shopper may access, find summaries of our online digital-shopping tools available at any time, on all devices handy.

Online Payment Calculator

Our online payment calculator has but one purpose for Mesa shoppers -- that is to lower monthly car payments per the details you're asked to supply. By entering down-payment amount, desired APR (annual percentage rate), length of payment terms and cost of vehicle, you'll have an estimated monthly payment to budget for. And by tweaking certain figures, you're able to lower estimated monthly costs at will and on demand.

Online Pre-Qualification

Within a secure space, our Capital One®-powered online credit pre-qualification application and finance application provide a distinct level of confidence to start your pre-owned vehicle shopping effort. With employment details and financial information provided, you've cleared that initial hurdle to vehicle purchasing in the comfort of home in Phoenix.

Value your Trade

One proven method with which to lower monthly car payments is to trade a current vehicle. While the trade-in process was once time consuming, technology allows for an online undertaking that the Gilbert driver may facilitate at their leisure. Simply access the trade-in form and provide the details required as to your current vehicle. And within a matter of seconds you'll have an estimated trade-in value to use a leverage.

Use your Tax Refund

Receiving your tax refund is always met with a degree of excitement. Though, there is a prudent and wise way to use your windfall as it pertains to reducing a monthly car-finance payment. When asked to provide a down payment, your refund not only satisfies this common shopping requirement but also eliminates the time it would take to save for a similar, viable amount.

We Work with All Credit Scores

By virtue of our used-vehicle dealership, there's the mission to ensure the Chandler shopper secures that desired vehicle. As such, we're able to work with all shoppers' credit scores via cemented relationships with lenders local and nationwide. No matter the challenges presented, understand that our experienced finance team has been tasked with working with all clients.

Best Deals on Low-Priced Vehicles

When a low monthly car payment may make or break your shopping efforts, our bargain inventories of low-priced vehicles are worthy choices. Given the breadth of our used-vehicle dealership, we've been able to curate model collections priced under $20,000 as well as below $10,000. Both lineups are geared toward finding vehicles quickly and securing affordable finance payments going forward.

Sullivan Motor Company Inc. - We Strive to Save Shoppers Cash in Scottsdale

For more information on low rate car financing, visit our local Mesa-area dealership campus. Though before visiting, make sure you've accessed the tools mentioned here toward a seamless and efficient shopping experience.

Again, our goal is to save local Phoenix families cash at point-of-sale and with payments made monthly. Our online presence and shopping tools provided proves this intention.

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  1. Sullivan Motor Company Inc.

    1515 W Broadway Road
    Mesa, AZ 85202

    • Sales: (480) 559-6100
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Get in Touch

  • Contact our Sales Department at: (480) 559-6100
  • Monday8:30AM - 7:00PM
  • Tuesday8:30AM - 7:00PM
  • Wednesday8:30AM - 7:00PM
  • Thursday8:30AM - 7:00PM
  • Friday8:30AM - 7:00PM
  • Saturday8:30AM - 7:00PM
  • Sunday9:00AM - 6:00PM